Pusad Urban Bank
Core Banking
PUSAD URBAN CO-OP BANK LTD., PUSAD will provide Core Banking service of our all branches very soon.

It is the heart of a modern financial service organization and is all about providing the banking customers with the right products at the right time through the right channels 24 hours a day, 7 days a week through a multi location, multi branch network. Advantages: The CBS process is advantageous both to the customers and the banks in the following manner:

  • Transaction of business from any branch, ATM that offers him anytime anywhere banking facility.
  • Lower incidence of errors. Hence accuracy in transactions.
  • Better funds management due to immediate availability of funds.
  • Standardization of process within the bank.
  • Better customer service leading to retention of customer and increased customer traffic.
  • Availability of accurate data & Better use of available infrastructure
  • Better MIS and reporting to external agencies such as Govt., RBI etc.
  • Increased business volume with better asset liability management and risk management.
Following are the advantages of Core Banking:
  • Limited Professional Manpower to be utilized more effectively
  • Customer can have anywhere, more convenient and easier banking
  • ATM, Internet Banking, Mobile Banking, Payment Gateways, Referral Business
  • More Strong and economical way for MIS
  • Reduction in Branch Manpower by 15-20%
  • Additional Manpower available for Marketing, Recovery and Personalized banking
  • Instant Information availability for decision support
  • Quick and Accurate Implementation of Policies
  • Improved Recovery Process causing reduction on recovery costs, NPA Provisions
  • Innovative, redefined or improved processes (e.g. Inter Branch Reconciliation) causing reduction in Manpower at Head Office Reduction in Software maintenance at Branch and Head Office
  • Centralized Printing and Backup resulting in reduction in capital and revenue expenditure on printing and backup devices and media at branches
  • Electronic Transactions with Other Financial Institutions
  • Increased Speed in working resulting in more business opportunities and reduction in penalties, legal expenses etc
Loan     Quick Links
Loan Against Pledge
Guarantee Repayment Loan
Hypothecation cash credit limit
LAFDR / Term Deposit
Loan against Govt. Security
Loan to Traders Working     
Home Loan
Vehicle Loan
Loan Against Gold
Personal Loan
Professional Loan
Mortage Loan
Loan to Traders Term Loan
Secured cash credit
Product Loan

Chairmen Message
Board Of Directors
Share Holders
Social Responsibilities
Interest Rate
Press Release
© 2011. All Right Reserve. www.pusadurbanbank.com