Pusad Urban Bank
Loan Against Gold
  • The applicant should have the resident of area of operation of the Bank.
  • The applicant should be a owner of Gold.
  • The Gold Loan can not be sanctioned to the unknown person or strangers
  • The applicant should be a permanent or nominal member of the Bank .
Basis for deciding loan limit
  • 60% of the present market value of the Gold.
Documents required
  • Residential proof.
  • Declaration of ownership of Gold.
  • If stridhan the consent letter.
  • Guarantors not required.  
Collateral security
  • Not required. 
Interest Rate
  • Interest will be charge on monthly basis as per the prevailing rate.
  • penal interest 2% will be charged in case of default.
Fees and charges
  • 2.5% linking shares.
  • Processing fees as per the Bank rule.
  • Stamp duty as per the bank rule.
Loan     Quick Links
Loan Against Pledge
Guarantee Repayment Loan
Hypothecation cash credit limit
LAFDR / Term Deposit
Loan against Govt. Security
Loan to Traders Working     
Home Loan
Vehicle Loan
Loan Against Gold
Personal Loan
Professional Loan
Mortage Loan
Loan to Traders Term Loan
Secured cash credit
Product Loan

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