Pusad Urban Bank
Loan against Govt. Security / NSC and KVP
  • The applicant should have the resident of area of operation of the Bank
  • The applicant should produced the original valid certificate from the local Post Office.
  • The applicant should be a permanent or nominal member of the Bank .
Basis for deciding loan limit
  • 75% of the face value of NSC or KVP.
  • The loan amount will be disbursed after transfer / pledge / charge of the Bank in Post Office.
Documents required
  • Residential proof.
  • Declaration of ownership of NSC / KVP.
  • Guarantors not required.  
Collateral security
  • not required.
Interest Rate
  • Interest will be charge on monthly basis as per the prevailing rate.
  • penal interest 2% will be charged in case of default.
Fees and charges
  • 2.5% linking shares.
  • Processing fees as per the Bank rule.
  • Stamp duty as per the bank rule.
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